:root{
  --blue:#1d4f91;
  --blue-dark:#143a6b;
  --blue-light:#e8f0fa;
  --bg:#f6f8fb;
  --text:#1c2430;
  --muted:#5a6575;
  --line:#dde4ee;
  --white:#ffffff;
  --radius:10px;
  --max:1040px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--text);background:var(--white);line-height:1.65;font-size:17px}
a{color:var(--blue)}
a:hover{color:var(--blue-dark)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}

/* Header */
header{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px;flex-wrap:wrap;padding-top:8px;padding-bottom:8px}
.brand{text-decoration:none;color:var(--blue-dark);font-weight:700;font-size:1.2rem;letter-spacing:.2px}
.brand span{display:block;font-weight:400;font-size:.8rem;color:var(--muted);letter-spacing:.3px}
.nav ul{list-style:none;display:flex;gap:22px;flex-wrap:wrap;align-items:center}
.nav ul a{text-decoration:none;color:var(--text);font-size:.95rem}
.nav ul a:hover{color:var(--blue)}
.lang{border:1px solid var(--blue);color:var(--blue)!important;padding:5px 12px;border-radius:999px;font-size:.85rem!important}
.lang:hover{background:var(--blue);color:var(--white)!important}

/* Hero */
.hero{background:linear-gradient(135deg,var(--blue-dark),var(--blue));color:var(--white);padding:84px 0 76px}
.hero h1{font-size:clamp(1.9rem,4vw,2.7rem);line-height:1.2;font-weight:700;max-width:760px}
.hero p{font-size:1.15rem;opacity:.92;max-width:680px;margin-top:18px}
.badge{display:inline-block;margin-top:22px;font-size:.88rem;background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.3);padding:6px 14px;border-radius:999px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:32px}
.btn{display:inline-block;padding:12px 22px;border-radius:8px;text-decoration:none;font-weight:600;font-size:.98rem}
.btn-primary{background:var(--white);color:var(--blue-dark)}
.btn-primary:hover{background:var(--blue-light);color:var(--blue-dark)}
.btn-ghost{border:1px solid rgba(255,255,255,.6);color:var(--white)}
.btn-ghost:hover{background:rgba(255,255,255,.12);color:var(--white)}

/* Sections */
section{padding:72px 0}
section.alt{background:var(--bg)}
h2{font-size:1.75rem;color:var(--blue-dark);margin-bottom:10px;line-height:1.25}
.lead{color:var(--muted);max-width:720px;margin-bottom:36px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.card h3{font-size:1.12rem;color:var(--blue-dark);margin-bottom:10px}
.card p{color:var(--muted);font-size:.97rem}
.card ul{margin-top:10px;padding-left:18px;color:var(--muted);font-size:.95rem}
.card li{margin:3px 0}
.icon{width:42px;height:42px;border-radius:10px;background:var(--blue-light);color:var(--blue);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.icon svg{width:22px;height:22px}
.prose > *{max-width:760px}
.prose p{margin-bottom:14px}
.about{display:flex;gap:32px;align-items:flex-start}
.about img{width:114px;height:auto;border-radius:10px;flex-shrink:0;box-shadow:0 2px 10px rgba(20,58,107,.15)}
.about .prose{flex:1}
@media (max-width:640px){.about{flex-direction:column;gap:20px}}
.note{background:var(--blue-light);border-left:4px solid var(--blue);padding:16px 20px;border-radius:6px;margin:22px 0;max-width:760px}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:22px;counter-reset:s}
.step{position:relative;padding:26px 24px 24px;background:var(--white);border:1px solid var(--line);border-radius:var(--radius)}
.step::before{counter-increment:s;content:counter(s);display:flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:var(--blue);color:var(--white);font-weight:700;margin-bottom:14px}
.step h3{font-size:1.05rem;color:var(--blue-dark);margin-bottom:6px}
.step p{color:var(--muted);font-size:.95rem}

/* Contact */
.contact{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:22px}
.contact .card a{text-decoration:none;font-weight:600}
.contact address{font-style:normal}
.k{display:block;font-size:.8rem;text-transform:uppercase;letter-spacing:.6px;color:var(--muted);margin-bottom:4px}

/* Footer */
footer{background:var(--blue-dark);color:#c9d6ea;padding:30px 0;font-size:.9rem}
footer .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px}
footer a{color:#fff;text-decoration:none;margin-left:18px}
footer a:first-child{margin-left:0}
footer a:hover{text-decoration:underline;color:#fff}

/* Legal pages */
.legal{padding:56px 0 72px}
.legal h1{font-size:1.9rem;color:var(--blue-dark);margin-bottom:26px}
.legal h2{font-size:1.2rem;margin:28px 0 8px}
.legal p,.legal li{max-width:760px;margin-bottom:10px}
.legal ul{padding-left:20px}

/* Platzhalter – vor Veröffentlichung ersetzen */
.ph{background:#fff3b0;color:#5c4500;padding:1px 5px;border-radius:4px;font-weight:600}
.hero .ph{background:#fff3b0}

@media (max-width:640px){
  body{font-size:16px}
  .nav ul{gap:14px}
  .hero{padding:60px 0 54px}
  section{padding:54px 0}
  header{position:static}
}